Is Turo Worth It?
What 9 Months Actually Paid
Most "is Turo worth it" answers come from people who either rented their own car twice and hated it, or who are selling a course. I've done it long enough to have real books. This is where things stood nine months in, with three cars, all financed, zero down — money in, money out, and the three things I wish someone had told me at the start.
The video is the full version — eleven minutes, including the recap of how this started.
How it started (badly)
Two years earlier I listed my own personal car to make side cash. Within two trips someone smoked in it and it smelled like weed for months. I keep my cars spotless, so that was it for renting my own car. But once the anger wore off, I noticed I'd made decent money on one car I wasn't even using. The fix wasn't quitting — it was buying a car I didn't care about.
So I bought a 2014 Ford Escape for $5,500 with nothing down. It worked. Then a 2019 Jeep Cherokee around $13,000, zero down. Then a 2016 Porsche Macan around $22,000, zero down. Everyone told me not to do any of that. The Turo earnings covered every loan and insurance payment, so I hadn't personally paid a dime toward those cars in a year.
The numbers, nine months in
From January 1 to July 7, the three cars earned $13,942. That included June, when I got married and basically turned the cars off for the month. My goal for the year was $30,000, and the pace before June had us on track.
Costs ate a lot of it. After everything that year — maintenance, insurance, the loans — I was left with roughly $8,255. Not a lot. I'm telling you the real number because I've watched ten years of entrepreneur videos where someone shows $100,000 in "earnings" and skips the $200,000 in expenses.
That year had repairs that weren't normal: a renter broke the Jeep's radio, the Escape's battery died (Ford put it up under the dash by the windshield, so I paid someone to do it), and I fixed the AC in the Nissan Rogue, which I don't rent but use to drop cars off. In a normal month, without surprises, the cars run at about a 60 to 70 percent margin at the vehicle level. Read that as a ceiling, not an average.
One quiet advantage: because QUSE Cars is a real business, gas and vehicle maintenance run through the business account as expenses. I wasn't taking home much, but it saved my personal wallet a meaningful amount.
Lesson 1: Nobody knows anything
"Don't buy depreciating assets." "Don't put zero down." "That interest rate is too high." "Don't buy the Porsche." Every piece of advice I got was wrong for this business. The two cars people told me not to buy — the Escape and the Macan — were my most profitable. The car everyone recommended, the Jeep, was the least profitable and caused the most problems.
The rule I use now: don't take advice from someone whose position you don't want. If they run a car rental business, listen hard. If they don't, they're guessing, same as you.
Lesson 2: Buy nicer cars
If I started over I'd probably still begin with the cheap Escape, because when you have no money the fear of an unrented car with a loan on it is real. But the 80/20 rule turned out to be literal: the Porsche made about 80 percent of my earnings and took about 20 percent of my time. Its renters show up, say thanks, and bring it back clean. The Escape and Jeep came back torn up, with complaints about the smell, the sounds, the way it drives — one renter told me the Jeep's engine was broken because the auto start-stop turned it off at a red light.
Less time is more money even when the dollars are equal. I've since moved the whole fleet toward higher perceived-value cars — here's exactly which ones and why.
Lesson 3: The beginning sucks
The first six months were bad. Worst clients, rarely booked, barely breaking even. Turo can't trust a host with no reviews, and it shows. Then, almost exactly at the six-month mark — around 90 trips with 99%+ five-star reviews — the cars started booking constantly and the renters got better. It felt like a switch.
So the honest answer to "is it worth it" depends on one thing: are you in this for years? If you're testing it for a summer, you'll quit during the bad part and conclude it doesn't work.
So, is Turo worth it?
For me, yes — as a business, not a side hustle. Nine months in it wasn't making me rich; it was building a foundation while the loans paid themselves off. I've since scaled to 12 cars and a full-time operation, and the same rules held. It is not passive. People smoke in your cars, people crash them, and you talk to a lot of people. If you can live with that and stay in past month six, the math works. If you can't, it won't.
Keep reading
- How Much Do Turo Hosts Make? — where this ended up: 12 cars, one month, every number
- How to Start a Turo Business — the seven steps I took with the first car
I'm a YouTuber in Charleston, South Carolina, and I run a 12-car Turo fleet full-time. These are my own books, not estimates. More about me.
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